State house approves car insurance revision

State Rep. Aaron Miller joined House legislators last week in giving approval to a proposal that brings lower car-insurance prices to residents and families across the state, primarily through consumer choice.

The plan guarantees lower rates for all drivers in Michigan, mending the state’s no-fault system and reducing what currently is the highest average car insurance premium in the nation.

The average premium is also twice as high as neighboring states. The bill offers personal-injury coverage options, fights fraud and abuse, and addresses medical costs, Miller said.

The Sturgis resident said he finds it “surreal” that a no-fault reform bill successfully passed in the Michigan Legislature for the first time in more than 40 years.

Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The plan allows those currently using the unlimited coverage to keep it, and those who want it in the future to continue buying it – all while providing more affordable choices.

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